PRE-APPROVAL, APPROVAL, REFINANCE OR SWITCH

We handle negotiations with these lenders, saving you the need to do so.

Digital HELOC

Apply online. Fast approval. No commissions.

  • Unlock a $50k - $ 500k line of credit
  • Access up to 90% of the property value
  • Available for primary, second, and investment homes
Apply Now

Refinance

Low rates. Save thousands. Close fast.

  • Apply 100% online, on your schedule.
  • No commissions
  • Close 17 days faster than industry avg.
Apply Now

Buy & Sell

Partner with a local expert and save big.

  • $2k off Better Mortgage closing costs3
  • Local expert knowledge
  • Seamless communication with Better Mortgage
Apply Now
How It Works
3 EASY STEPS

The way we help Canadians save thousands on their mortgage.

Step 1

Complete your online
application in just 5 minutes

By asking a few straightforward questions, we create a personalized profile to connect you with the most suitable choices available. This not only saves you time but also helps you save money. Say goodbye to aggressive salespeople.

Step 2

We secure the finest mortgage
solution for you

Our goal is to find you the most competitive rates and advantageous terms available. With a selection of over 30 lenders, we customize your mortgage to potentially save you a substantial amount. Setting us apart from competitors, we offer clear and open choices throughout the process.

Step 3

Obtain endorsement with
human assistance

Throughout the approval to the closing process, we strive to reduce your costs. While our AI technology explores the market, you'll have a dedicated DwellingIQ Advisor to assist you at every stage. They offer clear guidance in the manner and timing that suits you best.

Making my dream of
owning a home a
reality.

Apply Now

Crafting Mortgages for Your Unique Story.

We compare offers from more than 30 banks and lenders,
resulting in an average savings of over $10,000* for
borrowers.

Buy a Home
HELOC Refinance
Finding the right mortgage company

Finding the right mortgage company felt like a daunting task until I discovered DwellingIQ Mortgage Services. From the moment I contacted them, I was impressed by their personalized approach.

Vince Fleming Chief Accountant
my wonderful experience
with DwellingIQ

We get you the best rates & features in the market. Tailoring your mortgage from 30+ lenders to save you thousands of dollars. Unlike the other guys, we also provide transparent options.

Allen Taylor Business Owner
making my dream of
owning a home a reality

As a first-time homebuyer, the whole process seemed daunting, but their team guided me through every step with patience and clarity. They took the time to explain various mortgage options

Stephanie Liverani Interior Designer

Role of Mortgage Pre-Approval

Are you eagerly stepping into the exciting world of home shopping? Before you start envisioning yourself in that cozy living room or whipping up culinary delights in your dream kitchen, there's a crucial step you need to take: getting pre-approved for a mortgage.

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Applying for a mortgage

Applying for a mortgage is a significant step towards homeownership, and it involves a thorough documentation process to assess your financial stability and repayment ability.

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Buying an Investment Property?

ANavigating the realm of investment property acquisition requires a strategic approach and comprehensive understanding. Whether you're a seasoned investor or a novice in the real estate market

Read More